Are you making the most of your health care savings?
Now you can.

Definity Health Savings Accounts are administered by UnitedHealthcare affiliate, OptumHealth Bank, an FDIC-insured financial institution focused solely on health care banking.

If you're enrolled in an HSA-eligible health plan, a Definity Health Savings Account (HSA) can help you save and pay for qualified medical expenses – tax-free. With a Definity HSA, you can spend the funds now or save them for the future. Your Definity HSA is your account. You own it. You can add to it. Even if you change jobs, it's yours to keep.

HSA Advantages:

Control
You own the funds in your account from day one. You decide when and how to use them.

No more use-it-or-lose-it
Unused funds add up, and earn interest tax-free. The money is there when you need it – now or in the future.

Flexible funding
Anyone can contribute to your account – your employer*, you (by contributions you make or payroll deductions, if available) and/or any other person.

* check your plan materials to see if your employer will be making supplemental contributions.

Portability
Even if you change jobs, your HSA stays with you.

Expanded use for:
All qualified health care expenses, such as prescriptions or doctor's office visits. See examples of >Eligible/Ineligible Expenses .

• Non-health care expenses (but you'll pay tax plus a penalty unless you are disabled or age 65 or older).
• Certain health coverage premiums, like COBRA, long-term care, health plan coverage while on unemployment, and any deductible health insurance, other than a Medicare Supplemental policy, for those aged 65 and over.
  

Investment options
Once your balance reaches your investment threshold you can invest in a variety of funds.  Investments are not FDIC-insured, are not guaranteed by UnitedHealthcare or OptumHealth Bank and may lose value.

Convenient access to funds and account information online through DefinityHSA.com or through the HSA links on myuhc.com.

Easy Access to HSA Funds
Use your Health Savings Account MasterCard® Prepaid Debit Card:

• At any point-of-service location (such as a pharmacy) that accepts MasterCard debit cards
• At any ATM displaying the MasterCard brand mark
• To pay a bill from a provider who accepts MasterCard–simply write your account information in the space provided

You can also make payments from your Definity HSA online at DefinityHSA.com or through the HSA links on myuhc.com, or use checks (if you choose to purchase them).

Account Information Anytime You Need It

• Toll-free self-service by phone, 24 hours a day, 7 days a week (self-service): 1-800-791-9361
• Logon to myuhc.com and select the HSA links or logon to DefinityHSA.com
• Talk to a customer service representative Monday through Friday, 8 a.m. to 7:00 p.m. Eastern time

Online and/or by phone, you can use self-service features to:

• Check current balance and view monthly statements
• Pay bills online
• View last five (5) deposits and withdrawals
• Set or reset phone or Web password
• Set up contributions
• View frequently asked questions and learn about investment options

Account holders across the country count on their Definity Health Savings Account, for their health care banking needs.

Take control of your health care savings today and start saving for tomorrow. Now you can. Enroll in a Definity HSA. It's your money no matter where you go!