Contribution Limits
The IRS sets guidelines for how much you can contribute to an HSA each year. Following are the limits for 2011 and 2012:

An HSA Works with An HSA-Eligible Health Plan
The 2011 guidelines for high-deductible plans are:

The 2012 guidelines for high-deductible plans are:

For detailed information on qualified and nonqualified expenses, download the PDF document.

   Qualified/Nonqualified Expenses

Health savings accounts (HSAs) are individual accounts offered by OptumHealth BankSM, Member FDIC, and are subject to eligibility and restrictions, including but not limited to restrictions on distributions for qualified medical expenses set forth in section 213(d) of the Internal Revenue Code.

This communication is not intended as legal or tax advice. Please contact a competent legal or tax professional for personal advice on eligibility, tax treatment, and restrictions. Federal and state laws and regulations are subject to change.